Stadium Shopping Complex, Ibrahim Taiwo Road, Ilorin

HHL Insurance Brokers Limited


To provide a broad based insurance broking service in a transparent, efficient, swift and satisfactory technologically driven environment towards managing our customer’s wealth and yielding desirable returns for our stakeholders.


To be the highly preferred People Oriented Risk Management Company.


Passionate - Openness - Empathy - Teamwork - Innovation and Consistency [POETIC]

Who we are

Since the creation of Kwara State in 1976, successive governments have embarked on numerous economic programmes aimed at uplifting the economic fortune of the State. Today, there are about 20 companies established by successive governments. For prudency and profitability however, governments have no business running those businesses even though they are set up by them. Such companies are better handled and managed by private individuals. It is this golden thought that led to the emergence and incorporation of Harmony Holdings Limited [HHL]. Harmony Holdings Limited is charged with the prudent management for profit and co-ordinating and overseeing the day to day activities of these companies.

HHL Insurance Brokers Ltd – a subsidiary of Harmony Holdings Ltd, was established and licensed to transact Life & General insurance businesses in 2004. Certificate of Registration No. RC 607442 by Corporate Affairs Commission. The National Insurance Commission [NAICOM] [the regulatory body for the Insurance Industry] licensed the company with registration. No. RBC-535. The company is peopled by a crop of professionals that knows their onions and can hold their head in any private establishment. The Board is the only body the company reports to and there is no interference from any quarters in its running and management.

Our Product & Services

Insurance Broking (Life & Non Life) and
Consultancy Services (Insurance Audits, Risk Management & Claims Recoveries)
Insurance Services Concept. Car, travel, family, real estate, education, intellectual property, financial and health insurance. Abstract 3D sphere or globe with icons in hand. Vector illustration

Statutory (Insurance made
compulsory by Statutory Provisions)

Group Life (Pension Reform Act 2004)
Automobiles (Motor Vehicle (Third Party) Act of 1945)
Public Liability (Insurance Act 2003)
Workmen’s Compensation

By Nature of Business

Business Interruption
Machinery Breakdown
Oil and Gas, Marine, Aviation, Directors & Officers’ Liability
Professional Indemnity, Plant All Risks and Fidelity Guaranty
Money and Electronic Equipment

For Staff Protection & Motivation

Group Personal Accident
Managed Healthcare
Workmen’s Compensation

Contractual Obligations

Contract Works
Private property, transport and life protection. Insurance broker, insurance brokerage services, insurance agent near you concept. Pink coral blue vector isolated illustration
Real estate Insurance agent offering fire contract. House on fire, businessman holding papers

Why Insurane?

Presence of risks and its uncertainties in every business and other human endeavours

To ensure business continuity, every business Owner or Manager must address its mind to these risks and evolve ways of managing them

The best method of managing risks is to transfer them

Insurance is all about transfer of risks

Insurance = Biz Continuity + Peace of mind + Security

Why use a Broker?

Insurance Contract is a special type of contract full of its technicalities

You and the Insurer are the parties to the contract.

The insurer understands the technicalities because insurance is the core of their business.

Need to concentrate on the achievement of core objectives of your business

Insurance broker bridge the knowledge gap between you and the Insurance company.

They watch out for you and represents your interest especially if it is the type that understands the products and the market.

Assessment of your risk profile, advice on cover required by client and advice on market developments.