To provide a broad based insurance broking service in a transparent, efficient, swift and satisfactory technologically driven environment towards managing our customer’s wealth and yielding desirable returns for our stakeholders.
MISSION
To be the highly preferred People Oriented Risk Management Company.
Since the creation of Kwara State in 1976, successive governments have embarked on numerous economic programmes aimed at uplifting the economic fortune of the State. Today, there are about 20 companies established by successive governments. For prudency and profitability however, governments have no business running those businesses even though they are set up by them. Such companies are better handled and managed by private individuals. It is this golden thought that led to the emergence and incorporation of Harmony Holdings Limited [HHL]. Harmony Holdings Limited is charged with the prudent management for profit and co-ordinating and overseeing the day to day activities of these companies.
HHL Insurance Brokers Ltd – a subsidiary of Harmony Holdings Ltd, was established and licensed to transact Life & General insurance businesses in 2004. Certificate of Registration No. RC 607442 by Corporate Affairs Commission. The National Insurance Commission [NAICOM] [the regulatory body for the Insurance Industry] licensed the company with registration. No. RBC-535. The company is peopled by a crop of professionals that knows their onions and can hold their head in any private establishment. The Board is the only body the company reports to and there is no interference from any quarters in its running and management.
Our Product & Services
Insurance Broking (Life & Non Life) and
Consultancy Services (Insurance Audits, Risk Management & Claims Recoveries)
Statutory (Insurance made
compulsory by Statutory Provisions)
Group Life (Pension Reform Act 2004)
Automobiles (Motor Vehicle (Third Party) Act of 1945)
Public Liability (Insurance Act 2003)
Workmen’s Compensation
By Nature of Business
Property
Business Interruption
Machinery Breakdown
Oil and Gas, Marine, Aviation, Directors & Officers’ Liability
Professional Indemnity, Plant All Risks and Fidelity Guaranty
Money and Electronic Equipment
For Staff Protection & Motivation
Group Personal Accident
Managed Healthcare
Workmen’s Compensation
Contractual Obligations
Bonds
Contract Works
Liability
Why Insurane?
Presence of risks and its uncertainties in every business and other human endeavours
To ensure business continuity, every business Owner or Manager must address its mind to these risks and evolve ways of managing them
The best method of managing risks is to transfer them
Insurance is all about transfer of risks
Insurance = Biz Continuity + Peace of mind + Security
Why use a Broker?
Insurance Contract is a special type of contract full of its technicalities
You and the Insurer are the parties to the contract.
The insurer understands the technicalities because insurance is the core of their business.
Need to concentrate on the achievement of core objectives of your business
Insurance broker bridge the knowledge gap between you and the Insurance company.
They watch out for you and represents your interest especially if it is the type that understands the products and the market.
Assessment of your risk profile, advice on cover required by client and advice on market developments.